Commercial Roofing · Minnesota

Commercial Storm

Commercial Storm

Hail and wind events hit commercial properties just as hard as residential — and the insurance claim process for commercial buildings is more complex. Bold North Exteriors inspects, documents, and manages the commercial claim process with the same expertise we bring to residential storm damage.

Hail and wind events hit commercial properties just as hard as residential — and the insurance claim process for commercial buildings is more complex. Bold North Exteriors inspects, documents, and manages the commercial claim process with the same expertise we bring to residential storm damage.

Commercial storm response

Property manager expertise

License & Insured

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Licensed & Insured

MN #BC795118 | DC-052300715

5 Star Rating

40+ Reviews

IKO Certified

Master Elite Contractor

Serving Minnesota

Twin Cities Metro

The Bold North Difference

Commercial property owners and managers face a specific challenge after storm events: the damage to a flat or low-slope roof is often entirely invisible from the ground, the insurance claim process involves more documentation and more complex carrier relationships than residential claims, and the financial stakes are higher. A missed or underpaid claim on a commercial building can mean tens of thousands of dollars of out-of-pocket cost for a repair or replacement that should have been fully covered.

Flat and low-slope roofing systems respond to hail differently than residential shingles. TPO and EPDM membranes can be punctured by large hailstones, and seams — already the system's most vulnerable point — are particularly susceptible to impact damage that compromises their integrity without being visually obvious. Hail damage to commercial membrane roofing must be documented with specific evidence of puncture, bruising, and seam compromise — documentation standards that differ from residential shingle damage and require experience with commercial systems to capture correctly.

We respond to commercial storm events with the same urgency as residential — same-day or next-day inspection after major events, written damage report within 24 hours. We document commercial damage to the standards major commercial carriers expect, attend the adjuster inspection with you, and provide supplemental documentation if the initial assessment is incomplete. Once the claim is approved, we repair or replace using the appropriate commercial system for your building.

Options we offer

Commercial Storm Damage Services

TPO Membrane Hail Damage

Hail damage to TPO membrane shows as punctures, membrane bruising, and seam compromise. We document with close-up photography and written damage descriptions that meet commercial carrier requirements.

EPDM Membrane Storm Damage

Storm damage to EPDM rubber membrane includes punctures and seam separation caused by hail impact and wind uplift. We assess and document the full scope of membrane compromise.

Wind Uplift & Flashing Damage

High winds create uplift pressure that stresses membrane terminations at parapets, HVAC curbs, and edge details. We assess and document all flashing failures and membrane edge compromise caused by wind events.

Emergency Response & Temporary Repairs

When a storm creates immediate water intrusion risk on a commercial property, we respond with emergency tarping and temporary sealing to protect the building while the full claim and repair process proceeds.

How It Works

Our Commercial Storm Damage Process

01

Commercial Storm Inspection

Same-day or next-day response after major events. On-roof assessment of membrane condition, seam integrity, flashing, and all penetrations. Written report with photographs within 24 hours.

02

Commercial Claim Documentation

We prepare claim documentation to commercial carrier standards — more detailed than residential, including membrane damage descriptions, seam failure documentation, and cost-of-repair estimates for each damage category.

03

Adjuster Inspection Coordination

High winds create uplift pressure that stresses membrane terminations at parapets, HVAC curbs, and edge details. We assess and document all flashing failures and membrane edge compromise caused by wind events.

04

Repair or Replacement Completion

Same-day or next-day response after major events. On-roof assessment of membrane condition, seam integrity, flashing, and all penetrations. Written report with photographs within 24 hours.

Why Bold North

The Right Team For the Job

Property managers and building owners get one chance to document commercial storm damage correctly. Miss the filing window, underdocument the damage, or let an adjuster assess without a contractor present — and you leave significant money on the table. We make sure that doesn't happen.

Property managers and building owners get one chance to document commercial storm damage correctly. Miss the filing window, underdocument the damage, or let an adjuster assess without a contractor present — and you leave significant money on the table. We make sure that doesn't happen.

Commercial Documentation Expertise

We know what commercial carriers require for damage documentation and how to present it. This is not the same as residential claim documentation — and most contractors don't know the difference.

Fast Commercial Response

We prioritize commercial storm response because standing water on a compromised flat roof escalates quickly. Same-day inspection after major events is our standard.

Full Claim Advocacy

We attend the adjuster appointment, present our documentation, and advocate for a complete assessment. Commercial claim approvals supported by proper documentation are significantly larger than those assessed without contractor presence.

What Homeowners Say

Don't just take our word for it - hear from real Minnesota homeowners who've experienced our no- pressure, transparent estimate process.

It was fantastic working with Jon and Bold North Exteriors. We had just a small job for him to do and he took the time to find the exact color match and made sure it was perfect. Communication was great and would highly recommend him anytime. Whenever we need roofing done in the future, Jon is the guy we will call.

Jen Wood

They did a good job with installing two new exterior doors. Good communication, on schedule, cleaned up properly afterward.

Dawn Packard

Jon from Bold North Exteriors delivered on a tricky project for us and was top notch! I would not hesitate to use him for future needs or to recommend him to anyone.

Beth Hilden

Common Questions

Commercial Storm Damage FAQ

How does commercial storm damage documentation differ from residential?

Commercial carriers require more detailed damage documentation than residential — specific evidence of membrane puncture, seam compromise, and flashing failure rather than the granule-loss and mat-bruising evidence used for shingle damage claims. The documentation must differentiate storm damage from normal membrane wear, which requires experience with commercial systems. We prepare commercial documentation to the standards major carriers expect.

How quickly should I report commercial storm damage?

Immediately — or as soon as it's safe to access the roof. Commercial policies have filing deadlines, and evidence of damage degrades over time. Early documentation is always stronger documentation. We respond same-day or next-day after major events and can have a written report ready within 24 hours of inspection.

What if there's no visible damage to my commercial building after a storm?

Flat roof membrane damage is frequently not visible from the ground. Hail impacts on TPO and EPDM membrane, seam compromise from wind uplift, and flashing damage at parapet walls and HVAC curbs require on-roof inspection to identify. If a significant hail event affected your area, a commercial inspection is worth doing even if nothing looks wrong from outside.

Do you work with commercial insurance carriers?

Yes. We've worked with all major carriers operating in Minnesota on commercial claims. Commercial claim relationships differ from residential — the documentation standards, adjuster relationships, and negotiation process are different. We navigate this with property managers and business owners regularly.

Ready for your Commercial Storm Damage ?

Ready for your Commercial Storm Damage ?

Commercial storm documentation done right — so your building gets the coverage your policy says it should

Commercial storm documentation done right — so your building gets the coverage your policy says it should

Bold North Exteriors LLC

Family-owned roofing and exteriors company serving Minnesota since 2018. Honest service, fast response,and quality workmanship.

Contact Info

Bold North Exteriors LLC: A Top-Rated Minnesota Roofing Company Serving Minneapolis, St. Paul, and the Greater Twin Cities Metro.

Bold North Exteriors LLC. | BC795118 | DC-052300715

Bold North Exteriors LLC

Family-owned roofing and exteriors company serving Minnesota since 2018. Honest service, fast response,and quality workmanship.

Contact Info

Bold North Exteriors LLC: A Top-Rated Minnesota Roofing Company Serving Minneapolis, St. Paul, and the Greater Twin Cities Metro.

Bold North Exteriors LLC. | BC795118 | DC-052300715

Bold North Exteriors LLC

Family-owned roofing and exteriors company serving Minnesota since 2018. Honest service, fast response,and quality workmanship.

Contact Info

Bold North Exteriors LLC: A Top-Rated Minnesota Roofing Company Serving Minneapolis, St. Paul, and the Greater Twin Cities Metro.

Bold North Exteriors LLC. | BC795118 | DC-052300715