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What is the Most Expensive Part of Replacing a Roof?

Jan 20, 2026

When you’re looking at a five-figure estimate for a new roof, it’s natural to wonder exactly where all that money is going. Understanding the breakdown of costs is the best way to ensure you're getting a fair deal from your Minneapolis roofing company.

While many factors contribute to the final price, the answer to "what is the most expensive part?" usually comes down to a battle between materials and labor.

The Core Split: Materials vs. Labor

In the roofing industry, the total cost is generally split between the "stuff" on your roof and the "people" putting it there. For a standard residential project in the Twin Cities, you can typically expect a 40/60 split: 40% for materials and 60% for labor and overhead.


1. Roofing Materials: The Largest Single Expense

For most Minneapolis homeowners, the materials are the single most expensive line item. This isn't just the shingles; it's the entire "roofing system."

  • Shingles/Top Layer: Whether you choose standard architectural shingles, premium metal, or cedar shakes, this is the bulk of your material cost. Asphalt shingles are the most common, but higher-end materials, such as standing seam metal or slate, can easily triple this portion of the budget.

  • The "Hidden" System: A quality Minneapolis roofing company won't just slap on shingles. You are also paying for:

  • Ice and Water Shield: Mandatory in Minnesota to prevent ice dam damage.

  • Underlayment: A secondary water-resistant barrier.

  • Flashing: Metal pieces that seal transitions around chimneys and valleys.

  • Ventilation: Ridge vents and soffit vents to keep your attic cool.



2. Labor: The Cost of Expertise and Safety

Labor often runs a close second to materials, and in complex projects, it can actually take the top spot.

  • Skilled Craftsmanship: You aren't just paying for manual labor; you're paying for the expertise to install a leak-free system. This includes the "tear-off" (removing the old roof), which is physically demanding and time-consuming.

  • Safety and Risk: Roofing is a dangerous job. A legitimate Minneapolis roofing company must pay high premiums for Workers’ Compensation and liability insurance. These costs are built into the labor rate to protect you from being sued if an accident occurs on your property.

  • Complexity Fees: If your roof is exceptionally steep (high pitch) or has multiple dormers and valleys, the labor cost will increase because the work progresses more slowly and requires additional safety equipment.


The "Surprise" Winner: Hidden Structural Repairs

While labor and materials are the planned expenses, the most expensive part of a roof replacement can sometimes be what’s found underneath the old shingles.

Rotten Roof Decking

Once the old roof is torn off, your roofing contractor may discover that the plywood "decking" (the wood boards the shingles nail into) is rotten due to old leaks or poor ventilation. Replacing a few sheets of plywood is common, but if the entire deck is compromised, it can add thousands of dollars to your bill that weren't in the original estimate.

Structural Issues

In older Minneapolis homes, contractors occasionally find sagging rafters or damaged trusses. These structural repairs are the most expensive type of "add-on" because they require specialized carpentry and often separate permits.


How to Control Your Roofing Costs

To ensure the most expensive part of your roof doesn't become a financial nightmare, follow these three tips:

  1. Don't Skimp on Materials: It’s tempting to choose the cheapest shingles, but in the harsh Minnesota climate, a "cheap" roof will fail sooner, costing you more in the long run.

  2. Hire a Local Expert: A reputable Minneapolis roofing company will do a thorough "attic inspection" before giving you a quote to spot potential decking issues early.

  3. Invest in Ventilation: Proper airflow prevents the rot and ice dams that lead to the most expensive structural repairs.

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Family-owned roofing and exteriorscompany serving Minnesota since 2018. Honest service, fast response,and quality workmanship.

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Bold North Exteriors LLC: A Top-Rated Minneapolis Roofing Company Serving Minneapolis, St. Paul, and the Greater Twin Cities Metro.

Bold North Exteriors LLC. | BC795118 | DC-052300715

Bold North Exteriors LLC

Family-owned roofing and exteriorscompany serving Minnesota since 2018. Honest service, fast response,and quality workmanship.

Contact Info

Bold North Exteriors LLC: A Top-Rated Minneapolis Roofing Company Serving Minneapolis, St. Paul, and the Greater Twin Cities Metro.

Bold North Exteriors LLC. | BC795118 | DC-052300715

Bold North Exteriors LLC

Family-owned roofing and exteriors company serving Minnesota for 7 years. Honest service, fast response, and quality workmanship.

Contact Info

Bold North Exteriors LLC: A Top-Rated Minneapolis Roofing Company Serving Minneapolis, St. Paul, and the Greater Twin Cities Metro.

Bold North Exteriors LLC. | BC795118 | DC-052300715